Clear Medicare Guidance—Based in Las Vegas, Available Across Multiple States

Part A

Hospital Insurance

Helps cover inpatient hospital care, skilled nursing facility care under qualifying conditions, hospice care, and certain home health services. Deductibles, coinsurance, and eligibility rules may apply.

Part B

Medical Insurance

Helps cover medically necessary doctor services, outpatient care, preventive services, durable medical equipment, and certain home health services. Premiums, deductibles, coinsurance, and coverage rules may apply.

Part C

Medicare Advantage

Medicare Advantage plans are offered by private insurance companies approved by Medicare. They provide Part A and Part B benefits and often include prescription drug coverage and additional benefits. Provider networks, referrals, prior authorization, copayments, and maximum out-of-pocket costs vary by plan.

Part D

Prescription Drug Coverage

Medicare prescription drug plans help cover eligible medications. Premiums, formularies, pharmacy networks, deductibles, copayments, and coverage rules vary by plan and may change each year.ts your medication needs.

Key Medicare Enrollment Milestones

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Understanding Your Enrollment Window

Compare Your Coverage Options

Review Doctors, Prescriptions, and Costs

Revisit Coverage Each Year

Review the dates and rules that apply to your situation.

Understand Original Medicare, Medicare Advantage, Medicare Supplement insurance, and prescription drug coverage.

Evaluate provider access, formularies, premiums, copayments, and potential out-of-pocket exposure.

Medicare plan benefits, costs, formularies, and provider networks can change annually.

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